Terms of Service

Binding Contractual Agreement

By accessing, registering for, or utilizing any services provided by SelfRepayCredit Technologies Ltd. ("Company"), you hereby acknowledge and affirm that you have read, understood, and voluntarily agree to be legally bound by these Terms of Service, our Privacy Policy, and all applicable regulatory requirements.

Acceptance & Modification

Your continued use of our services constitutes ongoing acceptance of these terms. We reserve the right to modify these terms at any time, with changes becoming effective 30 days after notification.

• Notification Protocol: Significant changes will be communicated via email and platform notifications 30 days prior to implementation.
• Version Control: All previous versions of these terms are archived and accessible upon request.
• Continued Use: Your continued use of services after modifications constitutes acceptance of updated terms.

Self-Repaying Credit System

Our proprietary AI-driven financial technology platform provides automated credit management through sophisticated algorithms and machine learning systems.

• Automated Fund Allocation: You authorize the system to intelligently allocate funds from your income streams toward optimal credit repayment schedules.
• Dynamic Optimization: Continuous analysis and adjustment of repayment strategies based on real-time financial data and market conditions.
• Predictive Analytics: Advanced forecasting to anticipate financial needs and optimize credit utilization while maintaining financial health.

Financial Data Authorization

To deliver our premium financial services, you grant us comprehensive but secure access to analyze your financial information:

• Secure analysis of income patterns, spending behaviors, and credit utilization for personalized financial solutions
• Continuous monitoring of financial health indicators to proactively identify optimization opportunities
• Automated alerts and recommendations based on sophisticated financial modeling and risk assessment

Service Availability & Modifications

We strive to maintain 99.9% service availability but reserve the right to modify, suspend, or discontinue any service feature:

• Service Levels: We maintain enterprise-grade infrastructure with redundant systems and regular backups.
• Maintenance Windows: Scheduled maintenance will be communicated 72 hours in advance whenever possible.
• Force Majeure: We are not liable for service interruptions due to circumstances beyond our reasonable control.